consulting

June 19, 2018

Discharge Upon Annuity Purchase

On July 1, 2018, Section 43.1 of the Ontario Pension Benefits Act comes into effect, providing Administrators’ of single-employer defined benefit pension plans with the ability […]
January 3, 2018

Taking Stock of 2017 and Looking Ahead in 2018

With 2017 now behind us, it’s time for pension plan sponsors to take stock and plan for the year ahead. Solvency position at December 31, 2017 […]
February 14, 2017

The Value of a Good Broker

  Real estate agents and insurance brokers are often maligned. It offends some people that an individual can collect a big fat commission cheque for what […]
January 31, 2017

Updated CAPSA Guideline No. 4: Pension Plan Governance

Are your pension plan governance processes as good as they can be?  Are you following the governance practices that you’ve established?  Do you even know how […]
January 17, 2017

De-risking in 2017

The last decade has seen much written and discussed about de-risking and in fact as I look back I started seeing this discussion emerge twenty years […]
January 3, 2017

It’s January 3, 2017 – let’s start the year off with some good news

With 2016 now in the past, it is time for pension plan sponsors to take stock and plan for 2017. Solvency position at December 31, 2016 […]
December 1, 2016

Taking responsibility – Saving for retirement in a DC world

    I have been so busy writing about government fantasies that I have fallen behind on writing about the pension arrangements that now cover most […]
September 29, 2016

The 27th Actuarial Report on the CPP – December 31, 2015

On Tuesday the newest actuarial report (the 27th) on the CPP arrived in my inbox.  It is hard to believe that it has been 2.8 years […]
September 22, 2016

Expanded CPP – What problem are we trying to solve?

I spoke Tuesday at the International Society of Certified Employee Benefit Specialists’ Annual Symposium. My topic was the expanded CPP and what it means for employees, […]
August 5, 2016

CPP Expansion – Taxpayer Loss #1

By Joe Nunes The death of the Ontario Retirement Pension Plan (ORPP) wasn’t much of a celebration for me because even though the ORPP was definitely […]
June 21, 2016

Expanded CPP – Vancouver June 2016

    For those that missed yesterday’s news, Canada’s provincial finance ministers and federal finance minister Bill Morneau met in Vancouver to hammer out a deal […]
April 19, 2016

The ORPP: Help Wanted

  We learned in January that Saäd Rafi, former CEO of Toronto’s 2015 Pan Am Games, is our fearless leader for the Ontario Retirement Pension Plan […]