Pension Funding

April 30, 2019

Annuities and the DB Plan Advantage

Marvel Comics introduces Annuity Woman! I have written about annuities before and my admiration for the super powers of the annuity in risk management.  There is […]
February 26, 2019

Is DB Really Better?

There is a lot of momentum lately around the comeback of DB plans.  We see continuous media coverage on how unprepared Canadians are for retirement and […]
February 11, 2019

Discount Rates – What is all the fuss about?

In recent months two interesting research papers were issued.  The first, published by the Fraser Institute and authored by Malcolm Hamilton and Phillip Cross is Risk […]
January 29, 2019

Pension Commuted Values Revisited

It seems that actuaries like nothing more than debating exactly how to calculate a commuted value for a member of a defined benefit (DB) pension plan […]
January 4, 2019

Ringing in the New Year in 2019

Being early January 2019, it is the time of year when many plan sponsors pay closer attention to the funded status of their plans and start […]
October 10, 2018

DB – Time for the Comeback

  It’s official, DB is coming back! I wasn’t sure about this until last week when revered actuary Fred Vettese declared not only were private sector […]
April 27, 2018

A Brief Review of the Regulations that enact Ontario’s New Pension Funding Framework

On April 20, 2018, the Ontario Government filed the detailed regulations that formally implement the new funding framework for DB pension plans, as well as formalize […]
January 3, 2018

Taking Stock of 2017 and Looking Ahead in 2018

With 2017 now behind us, it’s time for pension plan sponsors to take stock and plan for the year ahead. Solvency position at December 31, 2017 […]
August 16, 2017

New Commuted Value Standards – The Fair Value of a Pension

  As Actuaries, early in our careers we learn the concept of a commuted value. This is the lump-sum payment paid to terminating (and sometimes retiring) […]
June 26, 2017
picture of students taking an exam at school

Let’s be honest with our teachers

School is almost out for the year and our kids are looking forward to a break. If I was a teacher I would be looking forward […]
February 2, 2015

Can it get worse?

February 2, 2015 – it took a little longer to get into work in the Tecumseh office this morning having to first dig out from about […]