RRSP

July 19, 2018

New Research on CPP Enhancements

A recently released research paper by Bonnie-Jeanne MacDonald, “New CPP Enhancements: What do they mean for Canadian workers and seniors?” models how enhanced CPP (i.e. CPP2) […]
February 13, 2018

RRSP vs Mortgage – Wrong Question

It’s February, so the advertising about contributing to your RRSP is ramping up.  Four years ago, I wrote about the classic debate of paying down your […]
November 13, 2017

C.D. Howe – Right Math, Wrong Conclusion

Last week the C.D. Howe Institute issued a commentary by William Robson titled Rethinking Limits on Tax-Deferred Retirement Savings in Canada. It’s an easy 15 pages […]
January 12, 2016

The Future of TFSAs

One of my arguments against the Ontario Retirement Pension Plan (ORPP) has been that for low-income workers, forcing them to save more in ‘registered savings’ is […]
February 17, 2015

Ready for Retirement

What is “Ready for Retirement”? If you trusted the media you would think that Canadians are obsessed with being able to afford to retire and that […]
January 15, 2014

The Classic Mortgage vs RRSP Debate

As we waive goodbye to 2013 and get busy with the day-to-day of 2014, the lucky ones among us have some free cash.  At this time […]