Retirement

August 27, 2018

CAAT DBplus – A Step in the Right Direction

There is an interesting development in the Canadian pension landscape that has the potential to be a real game changer.  Earlier this year, the CAAT Pension […]
July 19, 2018

New Research on CPP Enhancements

A recently released research paper by Bonnie-Jeanne MacDonald, “New CPP Enhancements: What do they mean for Canadian workers and seniors?” models how enhanced CPP (i.e. CPP2) […]
April 27, 2018

A Brief Review of the Regulations that enact Ontario’s New Pension Funding Framework

On April 20, 2018, the Ontario Government filed the detailed regulations that formally implement the new funding framework for DB pension plans, as well as formalize […]
April 10, 2018

Proposed Regulations for Variable Benefits from DC Pension Plans

While you may ask, “What took them so long?”, the Ontario government recently published a description of the proposed regulations to permit variable benefits to be […]
July 24, 2017

Too Late to Complain about Enhanced CPP

Earlier this month, an op-ed article by Rob Brown in the Globe and Mail referenced a recent study by Bob Baldwin and Richard Shillington, which takes issue […]
November 8, 2016

Big Three Automakers shift to DC

The strike deadline for Unifor members at Ford in Canada was 11:59pm on Monday October 31, 2016.  Early Tuesday morning (Nov 1st), about 30 minutes after […]
June 21, 2016

Expanded CPP – Vancouver June 2016

    For those that missed yesterday’s news, Canada’s provincial finance ministers and federal finance minister Bill Morneau met in Vancouver to hammer out a deal […]
February 16, 2016

The ORPP: Small Step Backward – Small Step Forward

Today at lunch, Ontario’s Minister of Finance Charles Sousa spoke to the Empire Club of Canada.  The majority of the speech was an economic commentary on […]
January 12, 2016

The Future of TFSAs

One of my arguments against the Ontario Retirement Pension Plan (ORPP) has been that for low-income workers, forcing them to save more in ‘registered savings’ is […]
November 27, 2015

Are Annuities the Answer?

When I started writing about three years ago, one of the first topics on my list was to discuss annuities and the merits of these financial […]
February 17, 2015

Ready for Retirement

What is “Ready for Retirement”? If you trusted the media you would think that Canadians are obsessed with being able to afford to retire and that […]
August 13, 2014

Bad Idea #17 – Strike Three

In October 2013 I wrote about why expanding the CPP is a bad idea and in December 2013 I followed up with a numerically detailed commentary […]