Financial Planning

January 28, 2020

Final Changes to the Pension Commuted Value Standard

The Actuarial Standards Board (“ASB”) has recently released its long-awaited changes to the Pension Commuted Value Standards.  This communication will discuss the key changes to the […]
January 3, 2020

Looking Back on 2019, and Looking Ahead in 2020

It is again that time of year, when pension plan sponsors take stock of their experience in 2019 and make plans for 2020. What happened in […]
June 11, 2019

G19 – Who has something to hide?

Please forgive yourself if you don’t know what G19 is (was).  It was a guideline published by the Canadian Life and Health Insurance Association regarding Compensation […]
March 26, 2019

The 2019 Federal Budget – New Policy Initiatives Could Provide Canadians With More Flexibility

The 2019 Federal Budget that was released last week includes a few proposals that could dramatically change the landscape for retirement savings in Canada.  With the […]
January 18, 2016

Powerball

I lost my dad in January 1999 shortly after we started ASI.  Luckily for me, being a work-from-home entrepreneur with no clients gave me lots of […]
January 12, 2016

The Future of TFSAs

One of my arguments against the Ontario Retirement Pension Plan (ORPP) has been that for low-income workers, forcing them to save more in ‘registered savings’ is […]
November 27, 2015

Are Annuities the Answer?

When I started writing about three years ago, one of the first topics on my list was to discuss annuities and the merits of these financial […]
August 27, 2012

Annuities

Annuities are an invaluable tool for financial planning.  Unfortunately they are not well understood or well liked by many.  I am writing to first explain their […]