DB vs DC

May 29, 2019

The Wonders of Variable Payment Life Annuities

I figured that since Joe has been writing a lot about DC plans and annuities lately, and earlier Dean provided his commentary on the recent Federal […]
May 13, 2019

Annuity Alternatives for DC Plans

In my last commentary I wrote about the advantage that DB pension plans have in providing for higher pension payments to retirees from accumulated assets than […]
April 30, 2019

Annuities and the DB Plan Advantage

Marvel Comics introduces Annuity Woman! I have written about annuities before and my admiration for the super powers of the annuity in risk management.  There is […]
February 26, 2019

Is DB Really Better?

There is a lot of momentum lately around the comeback of DB plans.  We see continuous media coverage on how unprepared Canadians are for retirement and […]
October 10, 2018

DB – Time for the Comeback

  It’s official, DB is coming back! I wasn’t sure about this until last week when revered actuary Fred Vettese declared not only were private sector […]
August 27, 2018

CAAT DBplus – A Step in the Right Direction

There is an interesting development in the Canadian pension landscape that has the potential to be a real game changer.  Earlier this year, the CAAT Pension […]
November 13, 2017

C.D. Howe – Right Math, Wrong Conclusion

Last week the C.D. Howe Institute issued a commentary by William Robson titled Rethinking Limits on Tax-Deferred Retirement Savings in Canada. It’s an easy 15 pages […]
November 8, 2016

Big Three Automakers shift to DC

The strike deadline for Unifor members at Ford in Canada was 11:59pm on Monday October 31, 2016.  Early Tuesday morning (Nov 1st), about 30 minutes after […]