db to dc

August 27, 2018

CAAT DBplus – A Step in the Right Direction

There is an interesting development in the Canadian pension landscape that has the potential to be a real game changer.  Earlier this year, the CAAT Pension […]
April 27, 2018

A Brief Review of the Regulations that enact Ontario’s New Pension Funding Framework

On April 20, 2018, the Ontario Government filed the detailed regulations that formally implement the new funding framework for DB pension plans, as well as formalize […]
January 17, 2017

De-risking in 2017

The last decade has seen much written and discussed about de-risking and in fact as I look back I started seeing this discussion emerge twenty years […]
January 3, 2017

It’s January 3, 2017 – let’s start the year off with some good news

With 2016 now in the past, it is time for pension plan sponsors to take stock and plan for 2017. Solvency position at December 31, 2016 […]
December 1, 2016

Taking responsibility – Saving for retirement in a DC world

    I have been so busy writing about government fantasies that I have fallen behind on writing about the pension arrangements that now cover most […]
November 8, 2016

Big Three Automakers shift to DC

The strike deadline for Unifor members at Ford in Canada was 11:59pm on Monday October 31, 2016.  Early Tuesday morning (Nov 1st), about 30 minutes after […]
February 9, 2016

How Much Does It Cost?

I think that all of us in society often spend too much time worrying about how much something costs and don’t spend enough time thinking about […]
November 27, 2015

Are Annuities the Answer?

When I started writing about three years ago, one of the first topics on my list was to discuss annuities and the merits of these financial […]
February 2, 2015

Can it get worse?

February 2, 2015 – it took a little longer to get into work in the Tecumseh office this morning having to first dig out from about […]
July 28, 2014

De-risking Part II

Eighteen months ago I wrote a commentary on the subject of de-risking.  I was careful to remind clients that we do not give investment advice.  I […]
June 4, 2014

Active vs Passive Management

I regularly remind our clients that Actuarial Solutions Inc. does not give investment advice.  We don’t give investment advice for two reasons – the first is […]
January 15, 2014

The Classic Mortgage vs RRSP Debate

As we waive goodbye to 2013 and get busy with the day-to-day of 2014, the lucky ones among us have some free cash.  At this time […]