DB Plan

September 30, 2019

You Can’t Out-invest a Savings Problem

The thing I love most about Toronto is the traffic.  Second on my list is the cost of parking.  Oh wait, my list was upside down, […]
September 17, 2019

BC Pension Funding Consultation – Why can’t we all get along?

Last month, while many of us were on vacation, the British Columbia government continued their consultations on their pension funding framework by publishing a report from […]
August 30, 2019

New Thinking – The Merits of Postponed Retirement

My Dad retired in his late 50s when I was still in high school.  For the 18 years he enjoyed his retirement he always said that […]
August 20, 2019

Game Changer – 21st Century Funding of DB promises

A new set of rules for funding defined benefit pension plans is emerging in Canada.  I think we need to be honest about what we want […]
July 22, 2019

Apollo 11: The Power of a Clearly Defined Goal

This past week marks the 50th anniversary of the Apollo 11 mission, the spaceflight that first landed humans on the Moon, and fulfilled the goal laid […]
April 30, 2019

Annuities and the DB Plan Advantage

Marvel Comics introduces Annuity Woman! I have written about annuities before and my admiration for the super powers of the annuity in risk management.  There is […]
March 26, 2019

The 2019 Federal Budget – New Policy Initiatives Could Provide Canadians With More Flexibility

The 2019 Federal Budget that was released last week includes a few proposals that could dramatically change the landscape for retirement savings in Canada.  With the […]
February 26, 2019

Is DB Really Better?

There is a lot of momentum lately around the comeback of DB plans.  We see continuous media coverage on how unprepared Canadians are for retirement and […]
January 29, 2019

Pension Commuted Values Revisited

It seems that actuaries like nothing more than debating exactly how to calculate a commuted value for a member of a defined benefit (DB) pension plan […]
November 26, 2018

OCIO – New Idea or Not

CRA, FSCO, PBGF, LCBO….we love our acronyms in the pension industry.  Here is a new one – OCIO – which stands for Outsourced Chief Investment Officer.  […]
October 10, 2018

DB – Time for the Comeback

  It’s official, DB is coming back! I wasn’t sure about this until last week when revered actuary Fred Vettese declared not only were private sector […]