The ORPP – A Bad Idea Gets Worse

Posted on August 12th, 2015 by Actuarial Solutions

  The Ontario Retirement Pension Plan – A Bad Idea Gets Worse Here is my theory:  If the picture has pretty colours it must be good news. On August 11, 2015, Ontario released additional details about its brilliantly conceived solution to the perceived unpreparedness of Ontarians heading towards retirement – The ORPP.  Unfortunately after you […]





Showdown – Feds vs Ontario – ORPP still the same bad idea

Posted on July 17th, 2015 by Actuarial Solutions

I haven’t written about the Ontario Retirement Pension Plan (ORPP) for a few months because we are all waiting to hear from the Province of Ontario on the details of how this mega-debacle will work. In today’s Globe & Mail, Bill Curry reports that our Federal Finance Minster, Joe Oliver, has written to Ontario’s Finance […]





Making the ORPP Work

Posted on February 17th, 2015 by Actuarial Solutions

I have said on several occasions that I think that the Ontario Retirement Pension Plan (ORPP) is a bad idea and is in fact a worse idea than expanding the Canada Pension Plan. On December 17, 2014, the Ontario government released a consultation paper and in recent weeks, Ontario’s Associate Minister of Finance responsible for […]





Ready for Retirement

Posted on February 17th, 2015 by Actuarial Solutions

What is “Ready for Retirement”? If you trusted the media you would think that Canadians are obsessed with being able to afford to retire and that most of us are far from ready.  It also appears that the Province of Ontario believes that we are obsessed so much that they have taken it upon themselves […]





Can it get worse?

Posted on February 2nd, 2015 by Actuarial Solutions

February 2, 2015 – it took a little longer to get into work in the Tecumseh office this morning having to first dig out from about a foot of snow.  But the beauty of small town living is that even with longer commute times everyone is in today and the longest commute I heard from […]