Fixing Pension Death Benefits

Posted on February 28th, 2017 by Actuarial Solutions

  By Joe Nunes   On January 1, 2017, the Ontario government has changed the definition of spouse under the Pension Benefits Act which will affect the way death benefits are to be paid in the case of pre-retirement death of a member of a registered pension plan.  I am going to share these new […]

The Value of a Good Broker

Posted on February 9th, 2017 by Actuarial Solutions

  by Joe Nunes Real estate agents and insurance brokers are often maligned. It offends some people that an individual can collect a big fat commission cheque for what looks like a few hours of work. Having worked with insurance brokers more closely since co-founding ASI almost 20 years ago and having worked with a […]

Updated CAPSA Guideline No. 4: Pension Plan Governance

Posted on January 25th, 2017 by Actuarial Solutions

By Jason Vary Are your pension plan governance processes as good as they can be?  Are you following the governance practices that you’ve established?  Do you even know how to define “pension plan governance”? Pension Plan Governance Pension plan governance refers to the structure and processes in place for the effective administration of the pension […]

De-risking in 2017

Posted on January 16th, 2017 by Actuarial Solutions

By Joe Nunes The last decade has seen much written and discussed about de-risking and in fact as I look back I started seeing this discussion emerge twenty years ago. The 1990s was a period of good investment performance but also a time of declining interest rates.  At that time leading actuaries and investment advisors […]

It’s January 3, 2017 – let’s start the year off with some good news

Posted on January 3rd, 2017 by Actuarial Solutions

By Dean Newell With 2016 now in the past, it is time for pension plan sponsors to take stock and plan for 2017. Solvency position at December 31, 2016 – and implications on the funding requirements for 2017 Let’s start with the good news.  Canadian equity markets had an excellent year with TSX Composite Index […]