Taking responsibility – Saving for retirement in a DC world

Posted on December 1st, 2016 by Actuarial Solutions

    By Joe Nunes I have been so busy writing about government fantasies that I have fallen behind on writing about the pension arrangements that now cover most private sector workers these days – the much maligned ‘capital accumulation plan’ also known as the ‘defined contribution plan’ or the ‘we wish you the best […]





Public Public Partnerships

Posted on November 15th, 2016 by Actuarial Solutions

    By Joe Nunes When I was a kid, governments built roads and power plants to meet the needs of our citizens and these long-term investments were paid for by the perceived beneficiaries – sometimes directly through taxes and sometimes indirectly through service charges (electricity bills).  We were respectively called taxpayers and ratepayers as […]





Ontario Pension Advisory Committees – Get Ready to Vote

Posted on November 15th, 2016 by Actuarial Solutions

By Jason Vary The fun never stops for sponsors of Registered Pension Plans in Ontario… fresh off dealing with filing their Statements of Investment Policies and Procedures, addressing Environmental Social and Governance factors, preparing to distribute member statements to retired and deferred vested members, plan sponsors now need to be ready to setup a Pension […]





Big Three Automakers shift to DC

Posted on November 8th, 2016 by Actuarial Solutions

By Joe Nunes The strike deadline for Unifor members at Ford in Canada was 11:59pm on Monday October 31, 2016.  Early Tuesday morning (Nov 1st), about 30 minutes after the deadline, Unifor and Ford announced that they had reached a last minute deal. I don’t have all the details, but the three key features of […]