Retirement

April 15, 2019

At What Age Are You Old?

I sure am tired of hearing that age 50 is the new age 40.  But the expression has an important underlying meaning.  The expression referring to […]
March 26, 2019

The 2019 Federal Budget – New Policy Initiatives Could Provide Canadians With More Flexibility

The 2019 Federal Budget that was released last week includes a few proposals that could dramatically change the landscape for retirement savings in Canada.  With the […]
October 10, 2018

DB – Time for the Comeback

  It’s official, DB is coming back! I wasn’t sure about this until last week when revered actuary Fred Vettese declared not only were private sector […]
September 17, 2018

The Individual Pension Plan – Part III – Getting Out

Most sponsors of Individual Pension Plans (IPPs) are sold a product intended to achieve one or more goals, such as targeting a certain retirement income, rewarding […]
August 27, 2018

CAAT DBplus – A Step in the Right Direction

There is an interesting development in the Canadian pension landscape that has the potential to be a real game changer.  Earlier this year, the CAAT Pension […]
July 19, 2018

New Research on CPP Enhancements

A recently released research paper by Bonnie-Jeanne MacDonald, “New CPP Enhancements: What do they mean for Canadian workers and seniors?” models how enhanced CPP (i.e. CPP2) […]
June 29, 2018

School’s Out!

Last week was the end of high school for our family.  Hopefully the kids and their friends are on to bigger and better things.  Last week […]
May 14, 2018

The Individual Pension Plan – Part II: Getting Control

If you missed Part I: Getting Started you can find it here.  I will jump right in on this stage of the story and I am […]
March 15, 2018

The Individual Pension Plan – Part I: Getting Started

If you are a small business owner or a senior executive you may have some vague understanding of what an Individual Pension Plan (IPP) is and […]
November 6, 2017

Everyone Needs Good Advice

“What’s in your wallet?” is the Capital One slogan and I laugh every time I see their commercials. To me, the question isn’t “What’s in your […]
October 30, 2017

Rethinking DC

The real title of this commentary should be “Rethinking the role and format of defined contribution programs in the employer-sponsored retirement savings landscape in Canada.” But […]
September 27, 2017

Time to Fix the Maximum Transfer Values

With the expansion of the CPP checked off the Federal Government’s ‘to-do’ list, it is my hope that they still have the appetite to work on […]