Blog

January 15, 2014

The Classic Mortgage vs RRSP Debate

As we waive goodbye to 2013 and get busy with the day-to-day of 2014, the lucky ones among us have some free cash.  At this time […]
January 2, 2014

It’s January 2, 2014 – How Good Is It?

What a difference a year makes!  Last year I updated readers on the mediocre year we had in 2012 for gaining ground in funding defined benefit pension […]
December 5, 2013

Same Bad Idea – Fresh New Numbers

 I received in the mail yesterday a present from Jean-Claude Ménard, the Chief Actuary for the Canada Pension Plan and Fellow of the Canadian Institute of […]
November 5, 2013

Educating Our Children

  Tomorrow is “take your kid to work day” so I have been thinking about education a little more than usual this week. Saving for post-secondary […]
October 28, 2013

Bad Idea #17 – Expanding the CPP

Bad Idea #17 – Expanding the Canada Pension Plan Expanding the Canada Pension Plan (CPP) is a bad idea intended to solve a problem that I […]
January 2, 2013

It is January 2nd, 2013 – How Bad Is It?

It is January 2, 2013….many are focused on New Year’s resolutions, others on their long to-do list for 2013, and for a few – just on […]
December 17, 2012

Bill & Malcolm’s Retirement Adventure

Bill & Malcolm’s Retirement Adventure On Tuesday night, Mercer hosted an event to celebrate the career of Malcolm Hamilton as he heads into retirement at the […]
August 27, 2012

Annuities

Annuities are an invaluable tool for financial planning.  Unfortunately they are not well understood or well liked by many.  I am writing to first explain their […]
June 28, 2012

Is it my turn to retire?

As an actuary who specializes in pensions, one of the questions I get asked most often is “how much money do I need to save to […]