Blog

February 14, 2017

The Value of a Good Broker

  Real estate agents and insurance brokers are often maligned. It offends some people that an individual can collect a big fat commission cheque for what […]
January 31, 2017

Updated CAPSA Guideline No. 4: Pension Plan Governance

Are your pension plan governance processes as good as they can be?  Are you following the governance practices that you’ve established?  Do you even know how […]
January 17, 2017

De-risking in 2017

The last decade has seen much written and discussed about de-risking and in fact as I look back I started seeing this discussion emerge twenty years […]
January 3, 2017

It’s January 3, 2017 – let’s start the year off with some good news

With 2016 now in the past, it is time for pension plan sponsors to take stock and plan for 2017. Solvency position at December 31, 2016 […]
December 12, 2016

Precarious Employment & Lower for Longer

In Niagara Falls on October 22, 2016, Bill Morneau, Canada’s Finance Minister, advised young Canadians to get used to “job churn”. Mr. Morneau expects high job […]
December 1, 2016

Taking responsibility – Saving for retirement in a DC world

    I have been so busy writing about government fantasies that I have fallen behind on writing about the pension arrangements that now cover most […]
November 15, 2016

Public Public Partnerships

    When I was a kid, governments built roads and power plants to meet the needs of our citizens and these long-term investments were paid […]
November 15, 2016

Ontario Pension Advisory Committees – Get Ready to Vote

The fun never stops for sponsors of Registered Pension Plans in Ontario… fresh off dealing with filing their Statements of Investment Policies and Procedures, addressing Environmental […]
November 8, 2016

Big Three Automakers shift to DC

The strike deadline for Unifor members at Ford in Canada was 11:59pm on Monday October 31, 2016.  Early Tuesday morning (Nov 1st), about 30 minutes after […]
October 31, 2016

Two Worlds Collide – Golf & Pension Investments

  Some of you may know that my main hobby away from work is golf.  I am not particularly good at the game of golf– largely […]
October 7, 2016

Quebec VRSP Deadline Looming

  Do you have employees in Quebec who do not have access to a means to save for retirement via payroll deduction?  If so, you may […]
October 7, 2016

Some Good Ideas, and One Really Bad Idea

Regular readers of this commentary will be familiar with my colleague Joe Nunes’ views on the various Bad Ideas that our governments have proposed on pension […]