Blog
April 30, 2019
Marvel Comics introduces Annuity Woman! I have written about annuities before and my admiration for the super powers of the annuity in risk management. There is […]
April 15, 2019
I sure am tired of hearing that age 50 is the new age 40. But the expression has an important underlying meaning. The expression referring to […]
March 26, 2019
The 2019 Federal Budget that was released last week includes a few proposals that could dramatically change the landscape for retirement savings in Canada. With the […]
March 19, 2019
I rarely pay much attention to the lives of the rich and famous as they play out in front of us through the media. That said, […]
February 26, 2019
There is a lot of momentum lately around the comeback of DB plans. We see continuous media coverage on how unprepared Canadians are for retirement and […]
February 11, 2019
In recent months two interesting research papers were issued. The first, published by the Fraser Institute and authored by Malcolm Hamilton and Phillip Cross is Risk […]
January 29, 2019
It seems that actuaries like nothing more than debating exactly how to calculate a commuted value for a member of a defined benefit (DB) pension plan […]
January 4, 2019
Being early January 2019, it is the time of year when many plan sponsors pay closer attention to the funded status of their plans and start […]
December 4, 2018
Back in May 2017, I wrote about some Scary New Powers for the Superintendent where at the end I asked for guidance from FSCO on how […]
November 26, 2018
CRA, FSCO, PBGF, LCBO….we love our acronyms in the pension industry. Here is a new one – OCIO – which stands for Outsourced Chief Investment Officer. […]
October 10, 2018
It’s official, DB is coming back! I wasn’t sure about this until last week when revered actuary Fred Vettese declared not only were private sector […]
September 17, 2018
Most sponsors of Individual Pension Plans (IPPs) are sold a product intended to achieve one or more goals, such as targeting a certain retirement income, rewarding […]