Blog

December 4, 2018

AMPing up the Pain

Back in May 2017, I wrote about some Scary New Powers for the Superintendent where at the end I asked for guidance from FSCO on how […]
November 26, 2018

OCIO – New Idea or Not

CRA, FSCO, PBGF, LCBO….we love our acronyms in the pension industry.  Here is a new one – OCIO – which stands for Outsourced Chief Investment Officer.  […]
October 10, 2018

DB – Time for the Comeback

  It’s official, DB is coming back! I wasn’t sure about this until last week when revered actuary Fred Vettese declared not only were private sector […]
September 17, 2018

The Individual Pension Plan – Part III – Getting Out

Most sponsors of Individual Pension Plans (IPPs) are sold a product intended to achieve one or more goals, such as targeting a certain retirement income, rewarding […]
August 27, 2018

CAAT DBplus – A Step in the Right Direction

There is an interesting development in the Canadian pension landscape that has the potential to be a real game changer.  Earlier this year, the CAAT Pension […]
July 19, 2018

New Research on CPP Enhancements

A recently released research paper by Bonnie-Jeanne MacDonald, “New CPP Enhancements: What do they mean for Canadian workers and seniors?” models how enhanced CPP (i.e. CPP2) […]
June 29, 2018

School’s Out!

Last week was the end of high school for our family.  Hopefully the kids and their friends are on to bigger and better things.  Last week […]
June 19, 2018

Discharge Upon Annuity Purchase

On July 1, 2018, Section 43.1 of the Ontario Pension Benefits Act comes into effect, providing Administrators’ of single-employer defined benefit pension plans with the ability […]
May 29, 2018

Fixing the Pension Benefits Guarantee Fund

The Pension Benefits Guarantee Fund is a program run by Ontario to protect pension benefits for Ontario workers where the plan sponsor becomes insolvent and becomes […]
May 14, 2018

The Individual Pension Plan – Part II: Getting Control

If you missed Part I: Getting Started you can find it here.  I will jump right in on this stage of the story and I am […]
May 8, 2018

Regulation of Financial Planners – Something’s Missing

Earlier this year, the Ontario government issued a Consultation Paper on the Regulation of Financial Planners (the “Proposed Regulations”) seeking comments on their proposals.  This follows […]
April 29, 2018

Gratitude

Today marks 20 years since we started Actuarial Solutions Inc.  It has been a great ride and I can honestly say that I had no idea […]