Bad Idea #17 – Strike Three

Posted on August 13th, 2014 by Actuarial Solutions

In October 2013 I wrote about why expanding the CPP is a bad idea and in December 2013 I followed up with a numerically detailed commentary based upon the recently released 26th Actuarial Report on the Canada Pension Plan Prepared at December 31, 2012.  I was anticipating that this would be my third and ideally […]





De-risking Part 11

Posted on July 28th, 2014 by Actuarial Solutions

Eighteen months ago I wrote a commentary on the subject of de-risking.  I was careful to remind clients that we do not give investment advice.  I was also careful not to suggest that the de-risking trend that was growing in popularity was the ‘smart’ choice.  I was careful for two reasons, first, investment policy is […]





Active vs Passive Management

Posted on June 4th, 2014 by Actuarial Solutions

I regularly remind our clients that Actuarial Solutions Inc. does not give investment advice.  We don’t give investment advice for two reasons – the first is that we aren’t insured for any investment advice that a client decides with 20/20 hindsight was bad advice.  Second, I remain skeptical that anyone on our team has special […]





Bucket List #4 – Augusta National Golf Course

Posted on May 7th, 2014 by Actuarial Solutions

  It is 6:30am on Sunday, April 13, 2014 and I am about 1,500 in line at Gate #6 at the Augusta National Golf Course.  I am a little out of breath because it is so early that I didn’t notice that I wasn’t wearing my sunglasses and I had to run back to the […]





Bad Idea #11 – Ontario Retirement Pension Plan

Posted on May 7th, 2014 by Actuarial Solutions

Regular readers of my commentary will know that I am absolutely against the idea of our Federal and Provincial Governments expanding the Canada Pension Plan.  I call this Bad Idea #17 and have written about it a couple times  (you can read those commentaries here and here) and have a third instalment on the way.  […]